Earthquake insurance policies offer coverage for damage caused to commercial property by earthquakes, and can cover structural damage to buildings, damage to personal property, and additional living expenses if the insured property becomes uninhabitable due to earthquake damage.
$20,000,000 max primary Line
$20,000,000 max excess Line
$150,000,000 max TIV for Primary
$250,000,000 max TIV for Excess
$7,500 minimum premium
Available in all of California, including Cresta Zones A and B
Available in Washington and Oregon
Habitational
Historic / Vintage Buildings
Professional
Retail
Restaurants
Hotel/Motel
Warehouses, and more!
No age restrictions on buildings
Will write buildings with tuck-under or soft-story parking
Can write primary, full limit, and excess layers
Accord application
Target premium
Excel formatted SOV
Earth Movement coverage
Flood coverage (coming Q1 2025)
Scroll over the map to discover which products are available by state.
Covered
Not Covered
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